Barbara Perone, Sales Representative BuyAndSellWithBarb.com
Barbara Perone

Resources


In this section you will always find useful information in todays ever changing real estate market. Please come and check often for new articles and important announcements.

  

 

2012 Prime Rate Announcements:

January 17, March 8, April 17, June 5, July 17,
September 5, October 23, December 4

  As of January 17, 2012, announcement, Prime Rate remains unchanged at 3%.

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Info You Can Use:

Wood Floor Choices

 

Ever wondered what's the difference between Solid Hardwood and Laminate floors?

Click here to learn about 4 popular types of wood floors.

 

 
4 Factors That
Affect Your House Value

Before you list your home, read these 4 important tips!

Click here.

   

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Canada Mortgage and Housing Corporation (CMHC) is Canada’s national housing agency. Established as a government-owned corporation in 1946 to address Canada’s post-war housing shortage, the agency has grown into a major national institution. CMHC is Canada’s premier provider of mortgage loan insurance, mortgage-backed securities, housing policy and programs, and housing research.
 


Homebuying Step By Step Guide

Mortgage Loan Insurance

Renting a Home Guideline

Maintaining a Home

Renovating a Home

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Tarion Warranty Corporation - Protecting Ontario's New Home Buyers and the Regulator of the new home building industry in Ontario.

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L. Carlesso Construction

Providing homeowners in the Niagara Region with Quality Built Custom Homes since 1993.

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Calculating Land Transfer Tax

The tax rates on the value of the consideration are as follows:

  • Amounts up to and including $55,000 - 0.5%
  • Amounts exceeding $55,000 up to and including $250,000 - 1.0%
  • Amounts exceeding $250,000 - 1.5%
  • Amounts exceeding $400,000 where the land contains one or two single family residences - 2.0%

Example: Value of the consideration equals $95,000.

1. Multiply $55,000 by 0.5% (55,000 × 0.005) = $275
2. Multiply the amount exceeding $55,000 up to $250,000 by 1.0% (40,000 × 0.01) = $400
       Total land transfer tax payable = $ 675

For more information on Land Transfer Tax - click here.

Land Transfer Tax Refunds for First Time Home Buyers.


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Home Renovation Fact Sheets

Advance planning is the key to successful renovations. This series of fact sheets, organized by the type of renovation, will help you plan, assess, and avoid surprises to achieve the results you want.       

 

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